Pay now or later.
It's up to you.
When you choose Shop Pay at checkout, you can either pay in full or split your purchase into 4 equal, 0% interest installment payments – with no additional, hidden, or late fees.*
No late fees, no hidden fees, and no surprises.
Do you have additional questions?
Shop Pay FAQs
Are there late fees?No, there are no late fees if you miss a scheduled payment.
What is the option to pay in installments on Shop Pay?When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
What if I make a return on a purchase made through Installments with Shop Pay?If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:
Which payment methods are accepted if I use the option to pay Installments on Shop Pay?
Have more questions?
Subject to eligibility check and approval. Estimated payment amount excludes taxes and shipping fees. *